Moneywise is your local credit union, that offers a range of affordable loans and safe savings. You can borrow between £50 - £15,000 at competitive interest rates from 3.04% to 42.6% APR
For example, an instant loan of £300 repayable over 52 weeks is £6.90 per week (APR 42.6%). Total cost of credit £57.24
Don't worry if your credit rating is less than perfect we can usually help local people even if they have had a CCJ; call or email us for more information.
We also encourage local people to save with us, as its more important now than ever to have a little bit behind you for a rainy day. Having savings with Moneywise can also give you access to loans with interest rates of as low as 3% APR. Your savings are safe with Moneywise as we are part of the Financial Services Compensation Scheme (FSCS)
Moneywise also can support local people to buy essential goods for their home such as a washing machines or fridge freezer through a loan with us. Please call us on 0191 276 7963 for more information about this scheme.
Local employers and their employers can take advantage of our Employee Benefit: Payroll Savings and Loan Scheme. This scheme is offered FREE to employers and helps increase performance and staff retention by increased financial wellbeing in the workplace. For more information simply email admin@moneywise.org.uk
As we are a financial co-operative run on behalf of our members, you must join us to take advantage of the great services we offer, this is quick, easy and FREE. To apply for membership or an affordable loan just visit Moneywise Membership
Moneywise Credit Union Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 213486
Website
admin@moneywise.org.uk
Address
Moneywise Credit Union 185 - 187 Shields Road Newcastle Upon Tyne NE6 1DP
Contact telephone number 0191 276 7963